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Coinbase has added fixed-rate, bitcoin-backed USDC loans to Coinbase Borrow, powered by Morpho's Midnight protocol on Base, giving borrowers a locked rate and repayment date instead of the variable rates that dominate onchain lending.
Loans mature on the last Friday of the current or the following month, with the interest rate and payoff amount fixed the moment a borrower opens the position. Coinbase runs the app experience while Morpho supplies the lending protocol, and every loan settles on Base. Borrowers who miss the maturity date risk having their bitcoin collateral claimed by lenders.<\/blockquote>Fixed terms mark a shift for a market long ruled by floating rates: Morpho's variable-rate markets already carry about $1.4B in outstanding loans against $3B of collateral. "Fixed-rate borrowing gives customers even greater choice over how they manage that credit," said Coinbase product lead Jacob Frantz.","text_length":964,"media":{"root":"\/00b\/-xEAANzivz8AAAAA59TzwQRkZeg","photo":{"thumbs":{"m":{"w":314,"h":320,"hash":"H4n_vOJfCGaXQNXq5d54DQ&ts=1790330416"},"x":{"w":784,"h":800,"hash":"MUKXXimMfB-DTLhN2MShOA&ts=1790330416"},"y":{"w":1080,"h":1102,"hash":"BN3pgkjvzlNTp9SG3CaA1A&ts=1790330416"},"i":{"bytes":"AoACc|DTLBVyfXHWm+Yv+SKcT8vUde9H4rTEN8xcf\/XFKHBOAMn0BFKOnLL+VKMZ4YflQArDFFDdqKQDTjAJz1pNy+9Kd2z5OuaX5\/UflTATK+hpeP7rUSb8DZjrzn0pRvzyRj6UDBugopWoqQG0Dryc+2KKKoBcj0\/Sjj\/IoopDCiiipGf\/2Q=="}}}}},{"channel_id":1069540060,"post_id":4602,"date":1790145710000,"forwards":"2","views":"2.5K","text":"\ud83d\udcc8 Layer 2 Tokens Recover to Early-2026 Levels<\/b>

The total market capitalization of Layer 2 tokens has nearly returned to where it started the year, reaching $11.5B<\/b> compared with $12B in January<\/b>.

After hitting an annual low of $7B<\/b> in late July, the sector has rebounded 65%<\/b> in less than two months.","text_length":298,"media":{"root":"\/003\/-hEAANzivz8AAAAAOmkVpy9e_zY","photo":{"thumbs":{"m":{"w":320,"h":168,"hash":"WaCq8sjbNFToJt76yrxWiQ&ts=1790330416"},"x":{"w":800,"h":419,"hash":"2JGEzL9nZUxGNOiTooIlfQ&ts=1790330416"},"y":{"w":1280,"h":670,"hash":"ZLVlEzjNgJsuKtN9XbggEA&ts=1790330416"},"i":{"bytes":"AVACg|DWIyeuKNnuaG5oyfWmFhPLHqaUIPU0cnvRz60XCxGYh5m7c\/0zxRUmDkZNFFyRuTmlBNFFMY6g9KKKQCDdnqPyooooA\/\/Z"}}}}},{"channel_id":1069540060,"post_id":4601,"date":1790077743000,"forwards":"2","views":"3.6K","text":"Who Led the Rally: Weekly Gainers Among Top 300<\/b>

Bitcoin broke $85,000 while Ethereum climbed to $2,700, and the rest of the market followed \u2014 only 15 of the top 300 closed the week red.

The biggest stories of the week: NEAR (+77%) and Arbitrum (ARB, +63%). Both moved double digits at multi-billion caps ($5.55B and $1.49B), proof the rally reached the majors, not just microcaps like DRV (+173%) and AKE (+160%).","text_length":415,"media":{"root":"\/006\/-REAANzivz8AAAAA1x5UEvt7TyM","photo":{"thumbs":{"m":{"w":320,"h":210,"hash":"cbSS-8LUKMVNjvu98AOl6g&ts=1790330416"},"x":{"w":800,"h":525,"hash":"0jSPnRflzQHRYtJTXjRVRA&ts=1790330416"},"y":{"w":1280,"h":840,"hash":"5owhOjfvb-Fs00AgJ_rOGg&ts=1790330416"},"i":{"bytes":"AaACg|DQyB1OKeVJAwcYqG64P\/AD\/MUjuyMcHu38qoyvYm8p\/wC\/+n\/16VFK9Tmm+c2ce\/8A7LmkSfcRx\/d\/UUiromHXPNFMil8ztjjNFA0wljEnXPTHBIppUc9ec9zUjVC1FguOAGQeeDnqfTFKFGc89u5qMU4UCJI1CdM9Mck0ULRQM\/\/Z"}}}}},{"channel_id":1069540060,"post_id":4600,"date":1790058866000,"forwards":"2","views":"3.7K","text":"\ud83d\udd13 Major Token Unlocks of the Week<\/b>","text_length":34,"media":{"root":"\/011\/-BEAANzivz8AAAAAhtQC1bzGtEE","photo":{"thumbs":{"m":{"w":320,"h":180,"hash":"9nYosXG6Hy2sYF1Id4QKeQ&ts=1790330416"},"x":{"w":800,"h":450,"hash":"No89xQbZe5i_QnnqqESRqQ&ts=1790330416"},"y":{"w":1280,"h":720,"hash":"m82Mb_DmpB8rqg0Q9R0iGA&ts=1790330416"},"i":{"bytes":"AXACg|DTZMAkZJx0FRIzHyv3TjfnPP3atdzQO1O4rEMmUUEIzc4wDUhON3HSl7dutKe9IYgxuHX160Udx9KKAAk80wbxszgYzuoopiDL4PTO79KQl8vgjBxtoopk3DL7xwMAc\/WiiigZ\/9k="}}}}},{"channel_id":1069540060,"post_id":4599,"date":1790002942000,"forwards":"2","views":"2.4K","text":"\ud83d\udcc8 Top Large-Cap Gainers of the 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Week<\/b>","text_length":47,"media":{"root":"\/00e\/9hEAANzivz8AAAAA1TTYYrtdByo","photo":{"thumbs":{"m":{"w":262,"h":320,"hash":"q06wCe8s_OYrPY1X4DzQBQ&ts=1790330416"},"x":{"w":655,"h":800,"hash":"Ic1ndpkZbzSN0rtC5qTk6Q&ts=1790330416"},"y":{"w":1048,"h":1280,"hash":"UBoZZXOoG9V1x-PF5qv4Aw&ts=1790330416"},"i":{"bytes":"AoACE|DTKtnr\/Ol+Ydx+VNOPNzxnA\/i9\/Snnp\/8AXqiQ+b1H5U0x5bcWP4E\/40EnzNvGP97mnnp\/9ekMWiiigBhPz4wemc44p3aoyF84txuwO56ZqQ9OaAG8+aRlsY9OPzp5qMlDJtz82Ome1OJ4oAdRSUUAITz0P14pTRRQAw58zHzAY68YpxoooAWiiimI\/9k="}}}}},{"channel_id":1069540060,"post_id":4597,"date":1789901505000,"forwards":"2","views":"1.7K","text":"\ud83d\udcc8 Tokenized Stocks Market Capitalization Reaches $3.5B<\/b>","text_length":55,"media":{"root":"\/00b\/9REAANzivz8AAAAA59TzwQRkZeg","photo":{"thumbs":{"m":{"w":320,"h":198,"hash":"W8j_PMY6VVLaHbDYy35InA&ts=1790330416"},"x":{"w":800,"h":496,"hash":"Pf2waTgezEYmfBZ0OHWYgg&ts=1790330416"},"y":{"w":1280,"h":793,"hash":"lqa2J7XMfJfT7s2tZbfPmA&ts=1790330416"},"i":{"bytes":"AZACg|DQZQGAyeakEfuaZKcSR\/Woy5XziDyD\/WiLbbE0kixsHqaNnuabE4ZE3H5iKk4psEN8v5925vpniinUUhkMqlpYiOgPPtTXjJWXbyTyB61YpKFoBCkZUxcdBz7UhV0ik25LZ4GetTGkp7iWg0Eh1+boOaKWilyoVz\/\/2Q=="}}}}},{"channel_id":1069540060,"post_id":4596,"date":1789888682000,"forwards":"2","views":"1.9K","text":"\ud83d\udcb0Airdrops Watchlist <\/b>(Ongoing Activities)","text_length":41,"media":{"root":"\/001\/9BEAANzivz8AAAAAUfoZHwIIx-8","photo":{"thumbs":{"m":{"w":320,"h":173,"hash":"HmyPEhVYSGnEder_gu6hNw&ts=1790330416"},"x":{"w":800,"h":433,"hash":"jrPePcm-n6OUkF0T4kL1sg&ts=1790330416"},"y":{"w":1280,"h":693,"hash":"mGGwZA2GQj5HYSPUUddGQA&ts=1790330416"},"i":{"bytes":"AWACg|DTDq0rr84K4z6U\/j\/aqCNCLqdjjBIx+VTkUxCcZ\/i\/M0uQOfmo20EdKADAZgcsMehopVAHSikMaF2uzDJz6mn9aKKBIXH+c0mKKKBhznoKKKKBH\/\/Z"}}}}},{"channel_id":1069540060,"post_id":4595,"date":1789727254000,"forwards":"2","views":"1.1K","text":"\ud83d\udcca The 7 Biggest RWA Funding Rounds of 2026<\/b>","text_length":43,"media":{"root":"\/013\/8xEAANzivz8AAAAAOWg7v5pk6Zg","photo":{"thumbs":{"m":{"w":320,"h":214,"hash":"UpEi7qFnOjH8MdCc_J2x8A&ts=1790330416"},"x":{"w":800,"h":535,"hash":"jD5rLpEMHDxu-fcdmopnbg&ts=1790330416"},"y":{"w":1280,"h":856,"hash":"DtS3__Tt3_WAxdXxEqCdpg&ts=1790330416"},"i":{"bytes":"AbACg|DSkcKeS34U9MMoI3c+tU5UIuJGOCDjHr0q1DgRLx29KtrS4iTb7mlAx3P40n+elNlQOoGBwwP61AwA3kPlh7ZoqGNYxcnYrBtnUg9M0UwIptvnvhTnjJqzB\/ql47elSUopuWlhCf56VHcf6teM\/MO3vU1NqRleIxGXKIwbb1IPTNFTd6KYj\/\/Z"}}}}},{"channel_id":1069540060,"post_id":4594,"date":1789645203000,"forwards":"2","views":"1.3K","text":"\u26a1\ufe0fNew Stablecoins Launched This Summer<\/b>","text_length":38,"media":{"root":"\/00d\/8hEAANzivz8AAAAAeXyIqPC0bwY","photo":{"thumbs":{"m":{"w":320,"h":204,"hash":"Fn77i-91fAOFb0ca8v9sfA&ts=1790330416"},"x":{"w":800,"h":511,"hash":"xSH3rOXVB_x68UeEepqykw&ts=1790330416"},"y":{"w":1280,"h":818,"hash":"q5--ekqZOYRq6q8lS1QB6w&ts=1790330416"},"i":{"bytes":"AZACg|DUPfr+tO2e5\/Omrne33scVJTuIZgep\/OnBaTv3pccY5HvQMbtG7dk\/nxRSIrDqznHrjmigQKMOxIHWpMj1pKKAuFKKSigAHTH9aKWigD\/\/2Q=="}}}}},{"channel_id":1069540060,"post_id":4593,"date":1789624805000,"forwards":"3","views":"1.2K","text":"\ud83d\udcb0 Top Layer 2 Chains by Revenue in 2026<\/b>","text_length":40,"media":{"root":"\/00d\/8REAANzivz8AAAAAeXyIqPC0bwY","photo":{"thumbs":{"m":{"w":320,"h":206,"hash":"jh-5w89Ve9VkjGpvS08d6Q&ts=1790330416"},"x":{"w":800,"h":516,"hash":"OluMvgbXMB_jV1b8fwcmHQ&ts=1790330416"},"y":{"w":1280,"h":826,"hash":"O3n677_pRVlqe-XekpdDsw&ts=1790330416"},"i":{"bytes":"AaACg|DQK\/PjJ5p\/l+5pG\/161VW6kS2aQ4YhgOaUG5JvsKxc2D1P504Lj1pI33xox4LKDinYqrgMEWH3b3+meKKkopDIiv79W7VUlt3WzdRkndnAHJq8aKIrlWnURCiFJIwecLjP4UyMSJC2WYtmrBpKrca0TG73EijquOTRQAN3SiixNz\/\/2Q=="}}}}},{"channel_id":1069540060,"post_id":4592,"date":1789464583000,"forwards":"3","views":"1.1K","text":"\ud83d\ude80 August Set a New Record for Token Launches<\/b>","text_length":45,"media":{"root":"\/00b\/8BEAANzivz8AAAAA59TzwQRkZeg","photo":{"thumbs":{"m":{"w":320,"h":184,"hash":"P8envVbx4ZgfABK6l9rb5A&ts=1790330416"},"x":{"w":800,"h":461,"hash":"E2LQLCpjuEgcjvohvtRu7A&ts=1790330416"},"y":{"w":1280,"h":737,"hash":"Rm-VI9XOPagSNoaQ6C_ADw&ts=1790330416"},"i":{"bytes":"AXACg|DXK5PU\/nSbB7\/nS7lUckDvzUTXCgngkBc5FNJsTaRJsHv+dGwVGbhRuyDhcH86d5yZIJIwdvTvT1FdDXRQ6k7sn0PFFAbzWBIxtYiii7EKyqzZI7YpPKTGMdsUUUXHYUxKQffFKY1JJ9TmiilcdkOVcHgd80UUUAf\/2Q=="}}}}},{"channel_id":1069540060,"post_id":4591,"date":1789454401000,"forwards":"2","views":"1.2K","text":"\ud83d\udcc8 Top Large-Cap Gainers Over The Past Week<\/b>","text_length":43,"media":{"root":"\/003\/7xEAANzivz8AAAAAOmkVpy9e_zY","photo":{"thumbs":{"m":{"w":320,"h":293,"hash":"ne5Pgoy_7KAiiTiDsw6x0w&ts=1790330416"},"x":{"w":800,"h":733,"hash":"ML8iuz5gi2nkNiAoX88Z9Q&ts=1790330416"},"y":{"w":1280,"h":1173,"hash":"yg3GQ4dNL0zGufkGrloFyg&ts=1790330416"},"i":{"bytes":"AkACg|DUcnzEUAkNnkdqXZ71HKSJ0weKIZFJkJJABz8x6UXJur2HlPejYPU\/nUlFO47EPlfPuy30zxRU2KKdwsRuMyqahxtSTgHJHBqwcZFNwCDzU2JaIlIa4jYqd23GQePyqxuBGe1M2gMD3ApoVwmA\/OetAK63JsjOM80VGE\/fl9ozjGaKCrhmlPSiiqEHPrTqKKAFooopDP\/Z"}}}}},{"channel_id":1069540060,"post_id":4590,"date":1789370401000,"forwards":"2","views":"1.3K","text":"\ud83d\udd2e Prediction Markets See a 41% Chance<\/b> For HYPE Ending 2026 Above $100<\/b>

With HYPE <\/b>at $80<\/b>, prediction markets assign a 41% probability<\/b> that it will finish the year at $100 or above<\/b>.

New Prediction section is now live on CryptoRank, where users can track market forecasts for crypto prices and see the probabilities of reaching different price targets.","text_length":351,"media":{"root":"\/00b\/7hEAANzivz8AAAAA59TzwQRkZeg","photo":{"thumbs":{"m":{"w":320,"h":186,"hash":"hDI4_P7UIyqYpFoPv6UmLQ&ts=1790330416"},"x":{"w":481,"h":279,"hash":"BKVC5w9EY54_ljm61g3lzA&ts=1790330416"},"i":{"bytes":"AXACg|DQkkmFyiogMRHJwfWptx9D+VK2c\/xfhijnHegA3HuD+VKGyehH1oA+tLQAUUnfvRQA0gk5ABpcHB4HPvRRQAo6UtFFADf4u1FFFAH\/2Q=="}}}}},{"channel_id":1069540060,"post_id":4589,"date":1789311985000,"forwards":"2","views":"1.2K","text":"CLARITY Act: How It Rewrites The Rules for US Crypto<\/b>

We put it in one card: what crypto looks like now vs. what changes if it passes. 6 simple points \u2014 who regulates crypto, how tokens launch, DeFi, fundraising, exchanges, and custody.

The big shifts:
\u2022 Tokens can move from SEC to CFTC as they decentralize.
\u2022 Developers and validators stop being treated as targets.
\u2022 The old custody penalty (SAB 121) is gone.","text_length":414,"media":{"root":"\/013\/7REAANzivz8AAAAAOWg7v5pk6Zg","photo":{"thumbs":{"m":{"w":320,"h":225,"hash":"e4PA8mcas4dWmqhau-BI2w&ts=1790330416"},"x":{"w":800,"h":562,"hash":"tX7QYSbQ3gVH9sXDmQK97g&ts=1790330416"},"y":{"w":1280,"h":900,"hash":"NTx77bqitj78F2TgRG5ZVg&ts=1790330416"},"i":{"bytes":"AcACg|DUPHJOKG\/3sUv0zSnOOKZCQwZP\/LQfhThwPmYc\/hRz3zRngdaCrCjnkHNFJnjvRQAlKTSEUmaYheKU9AP8KaKCeg7UWEmOHSikFFBZ\/9k="}}}}}]